Marcus was heading home from Birmingham-Shuttlesworth International Airport in his Uber when another driver ran a red light and T-boned the vehicle on the passenger side where Marcus was sitting. In that split second, his life changed. He was confused, in pain, and had no idea what to do next. Should he call 911? Was Uber responsible? Would his health insurance cover this? Who would pay his medical bills?
Here’s what Marcus needed to know: As an Uber passenger injured in Alabama, you have specific rights and protections under both state law and Uber’s $1 million insurance policy. But you must take certain actions immediately after the accident to protect these rights, or you could lose thousands of dollars in compensation.
This comprehensive guide walks you through exactly what to do in the first minutes, hours, days, and weeks after an Uber accident in Alabama. You’ll learn the critical steps that protect your legal rights, the mistakes that destroy claims, and how to maximize your compensation. Every action is backed by real Alabama cases and 30 years of experience handling rideshare accidents.
In the First Minutes: Immediate Actions at the Accident Scene
The actions you take in the first minutes after an Uber accident can make or break your insurance claim. Stay calm and follow these critical steps in order.
Step 1: Check for Injuries and Call 911 Immediately
Your first priority is safety and medical care. Check yourself for injuries—pain, bleeding, difficulty moving, dizziness, or confusion. Check on others in the vehicle including your Uber driver and any other passengers.
Call 911 immediately even if injuries seem minor. Tell the dispatcher there’s been a car accident with injuries and provide your exact location. Many injuries like whiplash, concussions, and internal injuries don’t show symptoms immediately but can be life-threatening.
In Marcus’s case, he felt “okay” at first but had chest pain from the seatbelt. The paramedics insisted he go to the hospital where doctors discovered three cracked ribs and a small lung contusion. Without immediate medical attention, that lung injury could have become dangerous.
Step 2: Stay at the Scene and Wait for Police
Never leave an accident scene before police arrive, even if you feel fine. Alabama law requires drivers involved in accidents causing injury or death to remain at the scene. As a passenger, you should also stay to provide a witness statement.
The police report is one of the most important pieces of evidence for your insurance claim. It documents who was involved, what happened, who was cited or arrested, and whether anyone was injured.
According to Alabama Code § 32-10-1, all accidents resulting in injury must be reported to law enforcement. The police report becomes an official record that insurance companies rely on when determining fault.
Step 3: Document the Accident Scene Thoroughly
While waiting for police and paramedics, if you’re physically able, document everything. Use your smartphone to take photos of vehicle damage from multiple angles, the accident location and traffic signals, skid marks or debris on the road, your visible injuries (cuts, bruises, swelling), and the Uber vehicle’s license plate and rideshare decal.
Take videos showing the full accident scene, including traffic patterns and visibility conditions. These provide context that photos alone can’t capture.
Get contact information for all witnesses who saw the accident. Ask witnesses to write down what they saw or record brief video statements if they’re willing. Witnesses often disappear or forget details later, so collect this information immediately.
Step 4: Get Your Uber Driver’s Information
Your Uber app contains some driver information, but collect additional details while at the scene. Record the driver’s full name, phone number, license plate number, and driver’s license number if possible. Take a photo of their Uber rideshare decal and vehicle insurance information.
Ask the driver for their insurance information. While Uber provides coverage, knowing the driver’s personal insurance is important for complex claims.
Don’t discuss fault or blame with anyone at the scene. Simply collect factual information without making statements about who caused the accident.
Step 5: Report the Accident Through Your Uber App
Open your Uber app and report the accident immediately. Go to “Your Trips,” select the ride where the accident occurred, and tap “I was in an accident” or “Get Help.” Follow the prompts to submit an accident report through the app.
This creates an official record with Uber’s insurance company and starts the claims process. Include all relevant details about what happened, where the accident occurred, and what injuries you sustained.
Uber will provide you with a claim number and information about their insurance provider. Save this information—you’ll need it for medical bills and insurance claims.
What If My Uber Driver Caused the Accident?
If your Uber driver was at fault, you still have full rights to compensation. Uber’s $1 million liability policy covers injuries to passengers when the driver is responsible for the accident.
Alabama law requires Uber to maintain this insurance specifically to protect passengers like you. Don’t worry about “getting your driver in trouble.” You have every right to seek compensation for your injuries regardless of who was driving.
Document the accident the same way you would if another driver caused it. The difference is you’ll file your claim with Uber’s insurance instead of the other driver’s insurance.
In the First Hours: Getting Proper Medical Care
After the immediate scene is secured, focus on getting comprehensive medical evaluation and treatment. This protects both your health and your legal rights.
Go to the Emergency Room or Urgent Care Immediately
Even if you feel fine, get medical attention the same day as your accident. Some serious injuries don’t show symptoms for hours or days—concussions, internal bleeding, whiplash, and soft tissue injuries often have delayed symptoms.
Tell the emergency room staff exactly what happened. Explain you were a passenger in an Uber that was in an accident. Describe all symptoms even if they seem minor—headache, dizziness, neck stiffness, back pain, or bruising.
The medical records created in the emergency room become critical evidence for your insurance claim. If you wait several days to see a doctor, insurance companies will argue you weren’t really hurt.
In a 2024 Birmingham case, a woman felt fine after her Uber accident but went to the ER anyway on her attorney’s advice. The CT scan revealed a small brain bleed that required immediate treatment. Without that same-day ER visit, she could have died in her sleep.
Tell Doctors About Every Symptom
Be thorough and honest with medical providers about all your symptoms. Don’t downplay pain or discomfort trying to be tough. Don’t exaggerate symptoms, but don’t minimize them either.
Common Uber accident injuries include whiplash and neck pain from sudden impact, back injuries from being thrown against the seat, head injuries and concussions from impact, broken bones and fractures from collision forces, cuts and lacerations from broken glass, and chest injuries from seatbelt compression.
If you develop new symptoms in the days after your accident—increased pain, new areas of soreness, headaches, or dizziness—see a doctor immediately. Document these new symptoms in your medical records.
Follow All Treatment Recommendations
If the ER doctor recommends follow-up with a specialist, make that appointment. If they prescribe physical therapy, attend every session. If they prescribe medication, take it as directed.
Insurance companies look for gaps in treatment. If you miss appointments or don’t follow medical advice, they’ll argue you weren’t really injured or that you’re responsible for your injuries getting worse.
Keep all receipts for medical expenses, prescription medications, medical equipment like braces or crutches, and travel to medical appointments. These costs are all recoverable in your insurance claim.
What If I Can’t Afford Medical Treatment?
Many accident victims avoid necessary medical care because they don’t have health insurance or can’t afford copays and deductibles. This is a huge mistake that costs you money in the long run.
Most personal injury attorneys can help you find doctors who treat accident victims on a “lien” basis. This means the doctor agrees to wait for payment until your insurance claim settles. Your attorney negotiates these arrangements for you.
Your health insurance should cover Uber accident injuries like any other medical treatment. Use your health insurance for treatment, and your settlement will reimburse you for what you paid out of pocket.
Strickland Law Group in Montgomery helps clients find appropriate medical care and works with medical providers on payment arrangements. Don’t let lack of insurance prevent you from getting necessary treatment.
Should I Accept a Quick Settlement from Uber’s Insurance?
Absolutely not. Insurance adjusters often contact accident victims within days offering quick settlements—usually for a few thousand dollars. They know you’re worried about medical bills and hope you’ll accept before realizing your true costs.
In Marcus’s case with the cracked ribs, Uber’s insurance called him three days after the accident offering $5,000 to settle. He wisely declined and hired an attorney. His medical bills alone totaled $23,000. He eventually settled for $87,000—more than 17 times the quick settlement offer.
Never accept a settlement until you’ve reached maximum medical improvement (MMI)—when your doctor says you’ve healed as much as you’re going to heal. Only then can you know your total medical costs and any permanent limitations.
In the First Days: Protecting Your Legal Rights
The days following your Uber accident are critical for protecting your insurance claim. Take these actions to document your case and preserve evidence.
Request the Police Report Within 48 Hours
Contact the law enforcement agency that responded to your accident and request a copy of the police report. In Alabama, you can usually get reports from the Alabama Law Enforcement Agency or local police department.
The report typically takes 3-10 business days to become available. Get it as soon as possible because it documents critical facts about the accident—who was involved and their information, what each person said happened, which driver received citations or was arrested, weather and road conditions, and the officer’s opinion about who was at fault.
If the police report contains errors, you may be able to file an amendment. Your attorney can help with this process. Don’t assume the police report is perfect—officers sometimes make mistakes or get facts wrong.
Contact Your Personal Insurance Company
Even though you were a passenger in someone else’s vehicle, notify your own auto insurance company about the accident. Your policy might provide benefits that supplement Uber’s coverage.
Your uninsured/underinsured motorist coverage could apply if the at-fault driver doesn’t have enough insurance. Your MedPay coverage (if you have it) can pay medical bills immediately while you’re negotiating with Uber’s insurance.
Be careful what you say to insurance adjusters. Provide basic facts but don’t give recorded statements or discuss injuries in detail without consulting an attorney first.
Document Your Injuries Daily
Start a journal documenting how your injuries affect your daily life. Write entries daily for the first month, then weekly thereafter. Record pain levels on a 1-10 scale, activities you can’t do anymore (work, exercise, hobbies), medications you’re taking and side effects, sleep quality and interruptions from pain, and emotional impact (anxiety, depression, frustration).
Take photos of visible injuries every few days showing healing progress—bruises changing colors, swelling reducing, surgical incisions healing, or unfortunately, conditions worsening.
This documentation becomes powerful evidence when negotiating your settlement. It shows the insurance company exactly how the accident affected your life, not just medical records and bills.
Preserve Your Uber Trip Information
Your Uber app contains important evidence about your trip. Take screenshots of your trip details showing driver name and photo, vehicle information, pickup and dropoff locations, trip route on map, trip cost and duration, and exact time of the trip.
Request a detailed receipt from Uber showing the exact timestamp when the accident occurred. This helps correlate with police reports and medical records.
Save all emails and communications from Uber about the accident. Don’t delete the Uber app even if you’re angry about the accident—you might need that information later.
What Information Should I Give to Uber’s Insurance?
When Uber’s insurance adjuster contacts you, provide basic factual information only. Confirm you were a passenger in an Uber, state when and where the accident occurred, and identify the driver’s name.
Don’t give a recorded statement without consulting an attorney. Don’t discuss your injuries in detail—just say you’re under medical care. Don’t speculate about what caused the accident or who was at fault. Don’t sign any documents or authorizations for medical records.
Tell the adjuster you’re still receiving medical treatment and will provide full information when you know the extent of your injuries. This is completely reasonable and protects your rights.
In the First Weeks: Building Your Insurance Claim
After immediate medical care and initial documentation, focus on building a strong insurance claim over the coming weeks.
Follow Up with Medical Specialists
Your emergency room visit was just the beginning. Many Uber accident injuries require ongoing specialized care. See an orthopedic surgeon for bone and joint injuries, a neurologist for concussions and head injuries, a chiropractor or physical therapist for spine and soft tissue injuries, a pain management specialist for chronic pain, and a psychologist for accident-related trauma or PTSD.
Each specialist documents your injuries from their perspective, creating a comprehensive medical record that proves the full extent of your damages.
Don’t skip appointments because you’re feeling better. Complete your full course of physical therapy even if you’re improving. Insurance companies use incomplete treatment as evidence you weren’t seriously hurt.
Keep Detailed Records of All Expenses
Create a file folder or digital folder for all accident-related documents. Save every medical bill and explanation of benefits (EOB), prescription receipts, medical equipment receipts (braces, crutches, ice packs), mileage logs for medical appointments, parking receipts for hospital visits, and pay stubs showing missed work.
Also document non-financial losses like activities you missed due to injuries—family events, vacations, sports or hobbies. Household tasks others had to do for you like grocery shopping, childcare, lawn mowing, and emotional difficulties like sleep problems, anxiety, or relationship strain.
These records prove both your economic damages (money spent) and non-economic damages (pain and suffering). The more documentation you have, the stronger your claim.
Don’t Post on Social Media
Insurance companies hire investigators to check Facebook, Instagram, TikTok, and other social media accounts. They’re looking for posts that contradict your injury claims.
If you claim you can’t walk without pain, but post a photo of yourself standing at a wedding, they’ll use it against you. Even innocent posts can be misinterpreted—smiling in a photo doesn’t mean you’re not in pain.
Set all social media profiles to private. Don’t post anything about your accident, injuries, activities, or whereabouts until your case is completely settled. Ask friends and family not to tag you in photos or posts.
In a 2023 Mobile case, an Uber accident victim claimed severe back pain preventing him from working. His Facebook showed photos of him helping a friend move furniture. The insurance company reduced their settlement offer by 60% based on those photos.
Understand Alabama’s Two-Year Deadline
Alabama Code § 6-2-38 gives you two years from the date of your accident to file a personal injury lawsuit. This is called the statute of limitations.
If you don’t settle your claim or file a lawsuit within two years, you lose your right to compensation forever. The insurance company can simply refuse to pay and you’ll have no recourse.
However, don’t wait until the deadline approaches. Insurance claims work better when you have time pressure on your side, not when you’re rushing to beat a deadline.
Most claims settle within 6-12 months for moderate injuries. More serious injuries requiring extensive treatment might take 12-24 months to reach maximum medical improvement before you can settle.
How Long Until I Receive Compensation?
The timeline from accident to settlement check varies significantly based on injury severity:
Minor Injuries (Full Recovery in 6-8 Weeks):
- Typical settlement timeline: 4-6 months
- Example: Whiplash with full recovery
Moderate Injuries (Surgery or 3-6 Months Treatment):
- Typical settlement timeline: 8-14 months
- Example: Broken bones, herniated discs
Serious Injuries (Permanent Impact):
- Typical settlement timeline: 12-24 months
- Example: Spinal injuries, traumatic brain injury
You must reach maximum medical improvement before settling. Trying to settle too quickly means you might accept less than you need to cover future medical expenses.
Understanding Uber’s Insurance Coverage in Your Situation
Uber’s insurance is confusing because coverage changes depending on what the driver was doing at the exact moment of the accident. Understanding this system is critical to getting full compensation.
When Uber’s Full $1 Million Policy Applies
Uber’s full insurance coverage applies from the moment your driver accepts your ride request until you exit the vehicle and close the app. This includes driving to pick you up, the entire time you’re in the vehicle, and until the trip officially ends.
During this period, Uber provides $1 million in liability coverage for injuries and damages, uninsured/underinsured motorist coverage up to $1 million, and contingent comprehensive and collision coverage.
This coverage applies regardless of who caused the accident—whether your Uber driver was at fault, another driver caused the crash, or multiple parties share responsibility.
Marcus’s accident happened during an active ride, so Uber’s full $1 million policy was in effect. This meant plenty of coverage for his injuries even though the at-fault driver had only minimal insurance.
When Limited Coverage Applies
If your accident happens while the Uber driver has their app on but hasn’t accepted a ride request yet, coverage is much lower: $50,000 per person for bodily injury, $100,000 total per accident, and $25,000 for property damage.
This rarely affects passengers because you wouldn’t be in the vehicle unless the driver accepted your ride. It’s more relevant for drivers or for pedestrians/cyclists hit by Uber drivers between trips.
What If the Other Driver Caused the Accident?
When another driver causes your Uber accident, you can recover compensation from multiple sources: the at-fault driver’s personal auto insurance, Uber’s uninsured/underinsured motorist coverage if the at-fault driver doesn’t have enough insurance, and your own uninsured/underinsured motorist coverage as backup.
Your attorney typically files claims against all available insurance policies to maximize your compensation. If the at-fault driver has minimal coverage (Alabama only requires $25,000 minimum), Uber’s policy fills the gap up to $1 million.
In Antonio’s case mentioned in the previous article, a drunk driver with $100,000 in coverage hit his Uber. Antonio’s back injuries required spinal fusion surgery costing over $200,000. His attorney recovered $100,000 from the drunk driver’s insurance and $325,000 from Uber’s underinsured motorist coverage—total of $425,000.
What If My Uber Driver Was at Fault?
If your Uber driver caused the accident through speeding, distracted driving, running a red light, unsafe lane changes, or drunk/impaired driving, Uber’s $1 million liability policy covers your injuries as a passenger.
Don’t worry about making claims against the driver personally. Uber’s insurance is specifically designed to protect passengers when drivers cause accidents.
You’re not suing your driver personally—you’re making a claim against Uber’s corporate insurance policy. This is your right as a passenger who paid for a service and got injured through no fault of your own.
Can I Sue Uber Directly?
In most cases, you don’t sue Uber the company. Instead, you file claims with Uber’s insurance provider (currently James River Insurance Company and other carriers depending on location and time).
However, if Uber’s insurance denies your claim unfairly or offers inadequate compensation, you may need to file a lawsuit. The lawsuit names both the Uber driver and Uber Technologies Inc. as defendants, forcing serious settlement negotiations.
About 95% of cases settle without going to trial, but filing a lawsuit often increases settlement amounts by 30-80% because insurance companies take your claim more seriously.
Common Mistakes That Destroy Uber Injury Claims
After handling hundreds of rideshare accidents over 30 years, Montgomery personal injury attorneys at Strickland Law Group see victims make the same costly mistakes repeatedly.
Mistake 1: Waiting Too Long to Seek Medical Treatment
Some people feel okay after an accident and don’t see a doctor for several days or weeks. Then symptoms develop—neck pain, headaches, back stiffness—and they finally seek treatment.
Insurance companies will argue you weren’t injured in the accident since you didn’t need immediate medical care. They’ll claim your symptoms are from something else or that you’re exaggerating.
Get medical attention the same day as your accident even if you feel fine. Let doctors determine if you’re injured—don’t diagnose yourself.
Mistake 2: Giving Recorded Statements to Insurance Adjusters
Insurance adjusters sound friendly and helpful. They call within days asking for a recorded statement about what happened. They say it’s just routine and will help process your claim faster.
This is a trap. Adjusters ask questions designed to get you to say things that hurt your claim. They might ask “How are you feeling?” and if you politely answer “I’m okay,” they’ll claim you admitted you weren’t injured.
Politely decline recorded statements. Say “I’m still receiving medical treatment and will provide information through my attorney.” There’s no legal requirement to give a recorded statement to the other party’s insurance.
Mistake 3: Accepting Quick Settlement Offers
Insurance companies make quick settlement offers hoping you’ll accept before you realize your injuries are worse than you thought or before you hire an attorney who explains your case is worth much more.
Marcus’s $5,000 quick settlement offer would have covered only 22% of his medical bills. He would have been personally responsible for the remaining $18,000 plus lost wages and pain and suffering.
Never settle until you reach maximum medical improvement and know your total costs. Once you accept a settlement and sign the release, you can never get more money even if complications develop.
Mistake 4: Not Hiring an Attorney for “Minor” Injuries
Some people think they don’t need a lawyer for minor injuries. They negotiate directly with insurance companies and accept whatever offer they get.
Studies consistently show accident victims who hire attorneys receive 40-60% more compensation on average, even after paying attorney fees. For a $50,000 case, that’s $20,000-$30,000 more in your pocket.
Attorneys know how to properly value your case, gather evidence that proves fault, negotiate with insurance companies who try to pay less, and file lawsuits when necessary to maximize compensation.
Strickland Law Group works on contingency, meaning you pay nothing unless they win your case. There’s zero financial risk in getting a free consultation.
Mistake 5: Lying or Exaggerating Injuries
Some people think they’ll get more money if they act more hurt than they really are or claim injuries they don’t actually have.
This is fraud and will destroy your entire claim. Insurance companies hire private investigators who film you. If they catch you doing activities you claimed were impossible, your case is over and you might face criminal charges.
Be completely honest about your injuries. Credibility is your most valuable asset. A honest, credible plaintiff wins higher settlements than someone caught exaggerating.
Mistake 6: Talking About Your Case
Don’t discuss your accident, injuries, or insurance claim with anyone except your attorney and doctors. Friends and family mean well, but their advice is often wrong.
Definitely don’t talk about your case on social media. Don’t answer questions from the other driver, their insurance company, or Uber’s investigators without your attorney present.
Insurance companies use everything you say against you. Let your attorney handle all communications.
When to Hire a Personal Injury Attorney
Some Uber accident victims successfully handle minor injury claims themselves. But most people benefit significantly from hiring an experienced attorney, especially in Alabama with its harsh contributory negligence law.
Signs You Definitely Need an Attorney
Hire an attorney immediately if you suffered serious injuries requiring surgery or hospitalization, developed permanent disabilities or chronic pain, face medical bills exceeding $15,000, will miss significant work or can’t return to your previous job, or if the insurance company is denying or delaying your claim.
Also hire an attorney if the insurance company is blaming you for the accident (contributory negligence defense), multiple parties were involved making liability complex, your Uber driver was at fault and you need to navigate Uber’s corporate insurance, or you’re not sure what your case is worth.
In these situations, the attorney’s expertise pays for itself many times over through higher settlements.
What Personal Injury Attorneys Do for Uber Cases
Experienced attorneys provide valuable services including investigating the accident thoroughly including obtaining police reports, witness statements, and video footage. They identify all available insurance policies and maximize coverage from multiple sources.
They gather medical evidence documenting your injuries including retaining medical experts who provide testimony supporting your claim. They calculate the true value of your case based on similar cases and verdicts. They negotiate aggressively with insurance companies who routinely lowball unrepresented victims.
They file lawsuits when necessary to force fair settlements and represent you at trial if your case doesn’t settle.
Will Strickland recently joined Strickland Law Group in 2024 after passing the Alabama Bar. Within two days, he secured a settlement worth 7,592% more than the medical bills in an auto injury case. This dramatic result came from aggressive negotiation backed by trial readiness.
How Much Do Personal Injury Attorneys Cost?
Most personal injury attorneys work on contingency fee agreements. This means you pay no money upfront and pay nothing unless you win your case.
If you win, the attorney takes a percentage of your settlement or verdict—typically 33% if the case settles before trial or 40% if it goes to trial. The attorney also gets reimbursed for costs they advanced like expert witness fees, court filing fees, and medical record copies.
Example calculation:
- Settlement amount: $80,000
- Attorney fee (33%): $26,400
- Medical bills paid: $25,000
- Net to you: $28,600
Even after paying the attorney fee and medical bills, you receive $28,600. If you’d negotiated alone and settled for $45,000 (what insurance initially offered), minus $25,000 medical bills, you’d net only $20,000.
The attorney got you $8,600 more than you would have received on your own.
Questions to Ask Potential Attorneys
When interviewing personal injury attorneys, ask how many Uber/rideshare accident cases have you handled? What were the results? Do you have experience with Uber’s three-tier insurance system?
Ask when was your last trial and what was the verdict? How will you communicate with me about my case? What percentage do you charge? What costs will I be responsible for if I lose?
Strickland Law Group offers free consultations where they review your case and explain exactly what it’s worth. They’ve been handling Alabama personal injury cases since 1994, including rideshare accidents since Uber began operating in the state.
Special Considerations for Alabama Uber Accidents
Alabama law creates unique challenges for accident victims that don’t exist in most other states. Understanding these issues is critical to protecting your claim.
Alabama’s Contributory Negligence Rule Can Destroy Your Case
Alabama is one of only five jurisdictions that follows “pure contributory negligence.” This means if you were even 1% at fault for the accident, you get nothing. Zero compensation.
If you were distracted and not wearing your seatbelt when the accident happened, the insurance company might argue you contributed to your injuries. If you were intoxicated, they’ll definitely argue contributory negligence. If you were doing something that distracted your driver, they might claim partial fault.
This harsh rule makes having an experienced Alabama attorney crucial. They know how to gather evidence proving the other party was 100% at fault, counter insurance company arguments that you contributed, and use exceptions like “last clear chance” doctrine.
In a 2016 Auburn case documented by the Alabama Supreme Court, State Farm argued a passenger was partly at fault for being in a “dangerous position” at an intersection. The court ruled the other driver had the “last clear chance” to avoid the accident, allowing the passenger to recover despite potential contributory negligence.
The Two-Year Deadline Is Absolute
Alabama Code § 6-2-38 gives you exactly two years from your accident date to either settle your claim or file a lawsuit. If you miss this deadline, your right to compensation disappears forever.
The insurance company can simply wait you out if you’re getting close to the deadline without a lawyer. They know you’ll have no choice but to accept their low offer or get nothing.
Don’t wait until the deadline approaches. Start working with an attorney early so you have time pressure on your side during negotiations.
Alabama Doesn’t Cap Personal Injury Damages
Unlike some states, Alabama doesn’t cap compensatory damages in personal injury cases. This means there’s no limit on what you can recover for medical bills, lost wages, pain and suffering, and other damages.
However, Alabama does cap punitive damages in most cases at the greater of $1.5 million or three times your compensatory damages. Punitive damages only apply when the defendant’s conduct was especially reckless or intentional.
For most Uber accidents, compensatory damages are what matter. The lack of caps means seriously injured victims can recover full compensation regardless of amount.
Your Health Insurance Must Be Considered
Alabama follows the “collateral source rule” with modifications. You can recover the full amount of your medical bills even if your health insurance paid reduced rates. However, your health insurance might have a “subrogation” right to be reimbursed from your settlement.
Your attorney negotiates with health insurance companies to reduce subrogation claims, allowing you to keep more of your settlement. This is complex and requires legal expertise.
Getting the Help You Need After an Uber Injury
Being injured in an Uber accident is overwhelming. You’re dealing with pain, medical appointments, insurance calls, and financial stress all at once. You don’t know what your rights are or what your case is worth.
The good news is you don’t have to figure this out alone. Experienced personal injury attorneys handle these situations every day and know exactly what steps to take to protect your rights and maximize your compensation.
Strickland Law Group has been fighting for injury victims in Montgomery and across Alabama since 1994. With over $1 billion recovered for clients and more than 100 trials to verdict, they have the experience and reputation that makes insurance companies take notice.
Michael Strickland personally oversees cases and has tried more than 100 cases to verdict in his 30+ year career. When insurance companies see his name on a case, they know they’re dealing with an attorney who will fight for full compensation—at trial if necessary.
Unlike many large firms that hand off cases to junior attorneys, when you hire Strickland Law Group, you work directly with experienced attorneys who personally oversee every case. They understand Uber’s complex three-tier insurance system and regularly handle rideshare accident cases.
Will Strickland recently joined the firm in 2024 and immediately began securing substantial settlements for clients, demonstrating the firm’s aggressive approach to maximizing compensation.
The firm meets clients wherever is convenient—at home, in the hospital, or at their Montgomery office. They understand you’re recovering from injuries and can’t always travel.
Don’t let Uber’s insurance company take advantage of you when you’re hurt and vulnerable. Insurance adjusters are trained negotiators who handle claims every day. You’re probably dealing with your first and only accident claim.
Get experienced legal help to level the playing field. Find out what your case is really worth and how much more you could receive with professional representation.
Call Strickland Law Group at 334-269-3230 now for a free consultation. They’re available 24 hours a day, 7 days a week. You’ll talk to an actual attorney who will review your case and answer your questions honestly.
You pay nothing unless they win your case. No upfront fees, no hourly charges. They advance all costs including expert witnesses and court fees. You only pay if you receive compensation.
Your Uber accident case has a two-year deadline in Alabama. Don’t wait until time runs out. Call 334-269-3230 or visit www.jurytrial.us to schedule your free consultation today.
The actions you take in the hours and days after your Uber accident determine how much compensation you’ll receive. Follow the steps in this guide, document everything thoroughly, get proper medical care, and work with experienced attorneys who know how to maximize Uber injury settlements.
You deserve full compensation for your injuries, medical bills, lost wages, and pain and suffering. Don’t settle for less than you deserve. Get the help you need to protect your rights and secure your financial future.
This article references publicly available information from Alabama traffic laws, Uber’s official insurance policy documentation at uber.com, Alabama Code § 6-2-38 (statute of limitations), Alabama Code § 32-10-1 (accident reporting requirements), Alabama Supreme Court published opinions regarding contributory negligence, emergency medical care best practices, and Strickland Law Group’s 30+ years of experience handling rideshare and personal injury accidents in Alabama from 1994 through 2025. All recommendations represent standard best practices for accident victims as documented in legal and medical literature. This article provides general information only and does not constitute legal or medical advice for your specific situation. Results in legal cases vary based on individual circumstances including injury severity, available evidence, insurance coverage, and quality of legal representation. Alabama’s contributory negligence law significantly affects case outcomes. For advice about your specific Uber accident situation, consult with a qualified personal injury attorney and follow all medical provider recommendations. Contact Strickland Law Group at 334-269-3230 or visit www.jurytrial.us for a free case evaluation.